We are looking for an experienced AML/KYC leader to take ownership of a critical first line of defence function within our Luxembourg Transfer Agency. This is a high-impact role with strong visibility across the business, offering the opportunity to lead complex operations, influence regulatory strategy, and act as a trusted partner to senior stakeholders.

You will manage and develop high-performing AML/KYC teams, oversee key regulatory processes, and serve as the primary escalation point for complex and high-risk matters while ensuring an excellent client experience.

Key Responsibilities

• Lead and develop AML/KYC teams covering onboarding, periodic reviews, name screening, transaction monitoring, and enhanced due diligence.
• Drive performance and quality, ensuring effective resource allocation, clear priorities, and consistent delivery against regulatory and internal standards.
• Own the Periodic Review lifecycle, ensuring timely completion in line with regulatory deadlines and expectations.
• Act as senior point of contact for clients, overseeing AML/KYC servicing for Apex clients and managing escalations related to AML/KYC matters.
• Identify, assess, and mitigate emerging AML/KYC risks, leading remediation initiatives and approving escalations involving PEPs, adverse media, complex structures, and sanctions exposure.
• Oversee sanctions screening and reporting frameworks, ensuring robust controls and regulatory compliance.
• Partner closely with the local Compliance Officer, adapting first-line procedures in response to regulatory developments.
• Represent the AML/KYC function internally and externally, communicating effectively with senior management, regulators, auditors, and other stakeholders.
• Provide clear reporting and documentation, presenting team activity, risk insights, and remediation actions to senior management, compliance, internal audit, and regulators.
• Ensure effective oversight of delegated activities, maintaining strong governance and control over offshored AML/KYC operations within the Apex Group.

Experience & Background

• Proven track record in leading AML/KYC teams and complex regulatory functions.
• Strong experience within regulated financial services (e.g. banking, asset management, transfer agency, fintech, payments).
• 8–10 years of relevant experience within the Luxembourg fund industry.
• Minimum 5 years of people management experience, including managing senior professionals.

Skills & Qualifications

• University degree in Law, Business, Finance, MBA, or equivalent.
• In-depth knowledge of Luxembourg and European AML/CFT regulations.
• Hands-on experience with AML/KYC systems, screening tools, and data-driven risk analysis.
• Strong leadership presence with the ability to influence senior stakeholders and drive change.
• Excellent command of English; German and/or French are a strong advantage.

Why Join Us

• Senior leadership role with real influence on risk and regulatory strategy
• High visibility across the business and with external stakeholders
• Opportunity to lead complex, high-risk cases and shape AML/KYC best practices
• Collaborative, international environment within a leading financial services group

Please note that a background check will be conducted as part of the hiring process once a job offer has been made. In accordance with the provisions of the Luxembourg law of 23 July 2016 amending the law of 29 March 2013, candidates may be required to provide an extract from their criminal record. This document, issued by the authorities, must not be older than three months. Such a document will be requested with the aim of carrying out a character check on candidates, bearing in mind the area of activity of our establishment and, more particularly, the tasks described in the job description.