Financing Manager
W.A.G. payment solutions
Administration
Prague, Czechia
Posted on Mar 25, 2026
The Financing Manager is responsible for ensuring the Group has the right funds, at the right time, on the right terms, by managing and continuously optimizing Eurowag’s financing portfolio across factoring, bank guarantees, and senior debt facilities.
The role combines hands on operational execution with strategic financing design, supporting daily liquidity and working capital needs while preparing the Group for future growth, acquisitions, and market volatility.
Required
- University degree in Finance, Economics, Banking, or similar
- 5+ years of experience in Treasury, Financing, Corporate Banking, or similar role in an international environment
- Proven handson experience with:
- Factoring / receivables financing
- Bank guarantees
- Senior debt facilities / revolving credit facilities
- Strong understanding of working capital mechanics and cash flow drivers
- Experience in bank negotiations and external stakeholder management
- Advanced Excel skills; strong analytical and presentation abilities
- Fluent English; Czech or Slovak is an advantage
Nice to have
- Experience with Treasury Management Systems (TMS) or ERP treasury modules (NAV, SAP)
Personal profile
- Structured, reliable, and detail oriented- financing mistakes are expensive
- Able to operate confidently between daily execution and strategic discussion
- Strong communicator, capable of explaining complex financing topics to non-treasury stakeholders
- Comfortable in a fastmoving, international, growth oriented environment
Financing operations (day to day)
- Manage factoring programs across markets, including utilization, limits, costs, and compliance with contractual and accounting requirements
- Oversee the Group bank guarantee portfolio (issuance, renewals, cancellations, headroom monitoring)
- Administer senior financing facilities, including revolving credit facilities, term loans, overdrafts, and ancillary lines
- Prepare regular financing reporting for Treasury, CFO, and senior management (cash committees, board materials, disclosures)
- Ensure accurate tracking of limits, drawings, utilization certificates, and contractual obligations
Strategic financing & bank relationship management
- Negotiate and maintain strong relationships with banks, factors, insurers/brokers
- Lead and support financing negotiations, renewals, amendments, and incremental facilities
- Test and implement new financing solutions (new products, new banks, structural improvements)
- Contribute to funding strategy, diversification of sources, and optimization of pricing, flexibility, and security
- Support financial planning, budgeting, and forecasting from a financing perspective
Working capital & cash flow support
- Actively support cash flow optimization by:
- Accelerating inflows via receivables factoring
- Activating revolving tranches when needed
- Structuring bank guarantees to support suppliers and commercial growth
- Cooperate closely with Credit Risk, Collections, Accounting, FP&A, and Business teams to ensure financing structures align with operational reality
Governance, risk & projects
- Ensure compliance with Treasury policies, financing contracts, audit requirements, and internal controls
- Support audit processes related to financing, factoring, and guarantees
- Participate in process improvements, documentation, and system initiatives (ERP / TMS / process automation)
Team leadership
- Lead and develop the Financing team (Treasury Specialists and Support roles)
- Set priorities, allocate work, and ensure knowledge continuity and resilience
- Act as the Financing subject matter expert within Group Treasury